Need A Highly Competitive, Flexible Property Investment Loan?
How KBF help
Looking to leverage your equity to buy an investment, or perhaps researching rentvesting? We'll help you choose the right investment loan for your goals.
Finding the right investment loan starts with the right research, but with thousands of loan options, it’s never that easy. That’s where we come in. Whether you're looking into your second property, adding to your self managed fund or looking at your cash flow or capital growth - whatever your next step, we’re here to take out the hurdles.
1. Reach out
Our investment loan experts are here to help, we're also a local North Brisbane team. Simply reach out here.
2. Your loan
We set about finding the right investment loan for your needs, comparing 60+ most trusted lenders.
3. Your growth
Our team are here to help you achieve your investment goals, simply reach out.
Why choose Kelly Brothers Finance?
We Keep It Simple
When it comes to your investment loan, we make sure that you understand all the steps and requirements, and we make it easy.
We're Family
We're a family run team, and believe in making sure that you have the right investment loan for not only your needs, but your family and employees too.
We're Here Now, And Later
Your loan is an investment that requires ongoing maintenance, including refinancing to make sure you have the best investment loan rates and terms now, and in the future. With KBF you don't need to worry.
Glowing 5-Star Reviews
If you're like us, you'll want to read a number of reviews before getting in touch. Please feel free to see our reviews here, from home buyers to seasoned investors: Our Google Reviews
Meet North Brisbane's investment loan experts
Tom Kelly
Director - Home & Car Loans
tom@kellybrothersfinance.com.au
Tom is renowned for his genuine passion for looking after his clients, consistently exceeding their expectations with outstanding results. Specialising in home finance, he has a keen interest in the property market. Tom thrives on helping clients achieve what they once thought impossible. On a personal note, Tom is passionate about his fitness recently completing his first 100km ultra-marathon and is a true diehard Broncos fan and enjoys all things NRL.
Steve Kelly
Director - Commercial Loans
steve@kellybrothersfinance.com.au
Steve has established a strong reputation in the professional services industry for his reliability and results. Specialising in development funding, commercial property, and business funding, Steve takes pride in consistently helping his clients achieve their goals. As the numbers guy behind Kelly Brothers Finance, he brings a unique perspective to deals that others might overlook. Unafraid of challenges and passionate about continuous learning, Steve has completed multiple bachelor’s degrees and a Master's in Applied Finance. Steve has also completed multiple ultra-marathons and is looking forward to running his first 100miler soon.
Gilbert Albertson
Mortgage Broker
gilbert@kellybrothersfinance.com.au
With over a decade in finance including 10 years as a mortgage broker at Apple Loans Qld and KBF, Gilbert is dedicated to simplifying the home buying journey. He takes immense pride in delivering exceptional service, ensuring clients secure the best loan tailored to their needs and guiding them to plan for future financial decisions. Beyond mortgages, he enjoys coaching soccer, traveling, and relishes his partner's exceptional cooking.
Asmir Suljic
Mortgage Broker
asmir@kellybrothersfinance.com.au
Asmir is an enthusiastic and energetic individual who has spent the last 10 years in various positions in the finance industry. He has developed a true passion for making his clients dreams come true through excellent service and always being available. Asmir thinks anything is possible and does not take NO for an answer. So rest assure, Asmir has got you covered.
Scott Albertson
Business Development Manager
scott@kellybrothersfinance.com.au
Scott is a Business Development Manager for KBF and was the previous principal of Apple Loans (Qld) since its formation back in 2006. Scott has been in the banking and finance industry for over 40 years in a range of roles that has given him experience and knowledge across a variety of lending types. This experience allows him to provide clients with the very best service for even the most complicated finance proposals. Out of the office Scott is a passionate supporter of the Sydney Swans and the Wallabies. He is a keen squash player and likes a round of golf and enjoys a glass or two of red wine.
John McDonnell
Associate
john@kellybrothersfinance.com.au
John is an accomplished problem solver that’s been in the finance industry since 2019. John prides himself on his ability to find solutions and a warm customer experience. John is an associate that strives to create a smooth and stress-free experience for his customers, providing clear and concise information throughout the loan process. Always ready to go above and beyond to achieve the best outcomes possible.
Lindsay Watson
Associate
lindsay@kellybrothersfinance.com.au
Lindsay is dedicated to providing the best customer experience, having over 25 years’ experience in customer service roles. Lindsay has lead teams in retail, Optics & property delivery outstanding results, she is all about delivering the best customer journey. Lindsay has been in the finance industry since 2022 as a Broker Support Associate, and when she isn’t looking after our clients, Lindsay is a sports enthusiast and loves the Great outdoors.
Myza Andres
Myza is a dedicated Broker Support Executive with 2 years of experience in loan organisation and support, and 2 years of experience in bookkeeping & accounting. She is an organised and detail-oriented person with a comprehensive understanding of mortgage procedures. She is proficient in administrative tasks, client communication and providing support to mortgage brokers. Apart from being a BSE, she loves to go cafe hopping during weekends and enjoys random jam sessions with her friends
We negotiate with over 60 leading lenders for you, including the big four banks.
What is a property investment loan, and how does it work?
A property investment loan is a type of mortgage designed specifically for buying an investment property. Unlike an owner-occupier loan, it’s tailored for borrowers who plan to rent out the property and generate income. These loans often have different interest rates and lending criteria, depending on factors such as rental income potential and your financial situation.
At Kelly Brothers Finance, we help North Brisbane investors secure competitive property investment loans by comparing lenders, structuring loans for tax efficiency, and maximising borrowing power.
Why invest in property in North Brisbane, QLD?
North Brisbane is a high-growth area with strong demand for rental properties, making it an attractive location for property investment. Benefits include:
- Capital growth potential in suburbs with rising property values.
- Strong rental yields due to population growth and tenant demand.
- Tax advantages like negative gearing and depreciation benefits.
With expert guidance from Kelly Brothers Finance, you can access the right financing options to capitalise on these opportunities.
How do I qualify for an investment property loan?
To qualify for a property investment loan, lenders typically assess:
- Your income and employment stability.
- Your credit score and financial history.
- Your existing debts and expenses.
- The rental income potential of the property.
At Kelly Brothers Finance, we specialise in helping North Brisbane investors navigate lender requirements, optimise their borrowing power, and secure approval with the best possible terms.
What is the best loan structure for property investors?
The ideal loan structure depends on your financial goals. Common options include:
- Interest-only loans – Lower repayments, maximising cash flow.
- Principal & Interest loans – Build equity faster over time.
- Offset accounts & redraw facilities – Reduce interest costs and provide flexibility.
At Kelly Brothers Finance, we tailor loan structures to suit your investment strategy, helping you maximise returns and grow your portfolio effectively.
