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Refinancing Calculator
Need more than just numbers?
Although this calculator will give you an indication, the finer details could mean thousands of dollars difference a year on your loan– so please just get in touch to understand a potential loan in more detail. We're here to help.
Get expert finance help, here's how:
1. Reach out
Our home loan experts are here to help and we're a friendly local North Brisbane team. Simply reach out here.
2. Your goals
Knowing your unique needs is the next step, including using our calculators and understanding your lifestyle and goals.
3. Your loan
We set about finding the right loan for your needs, comparing 60+ most trusted lenders in Australia.
Why choose Kelly Brothers Finance for your borrowing needs?
We Keep It Simple
When it comes to your loan, we make sure that you understand all the steps and requirements, and we make it easy.
We're Family
We're a family run team, and believe in ensuring you have the right home loan for not only your needs, but your family too.
We're Here Now, And Later
Your loan requires ongoing insights and maintenance. With KBF you don't need to worry, we take care of that for you.
Glowing 5-Star Reviews
If you're like us, you'll want to read reviews before getting in touch. Please see our great reviews here: Our Google Reviews
Meet North Brisbane's finance experts
Tom Kelly
Director - Home & Car Loans
tom@kellybrothersfinance.com.au
Tom is renowned for his genuine passion for looking after his clients, consistently exceeding their expectations with outstanding results. Specialising in home finance, he has a keen interest in the property market. Tom thrives on helping clients achieve what they once thought impossible. On a personal note, Tom is passionate about his fitness recently completing his first 100km ultra-marathon and is a true diehard Broncos fan and enjoys all things NRL.
Steve Kelly
Director - Commercial Loans
steve@kellybrothersfinance.com.au
Steve has established a strong reputation in the professional services industry for his reliability and results. Specialising in development funding, commercial property, and business funding, Steve takes pride in consistently helping his clients achieve their goals. As the numbers guy behind Kelly Brothers Finance, he brings a unique perspective to deals that others might overlook. Unafraid of challenges and passionate about continuous learning, Steve has completed multiple bachelor’s degrees and a Master's in Applied Finance. Steve has also completed multiple ultra-marathons and is looking forward to running his first 100miler soon.
Gilbert Albertson
Mortgage Broker
gilbert@kellybrothersfinance.com.au
With over a decade in finance including 10 years as a mortgage broker at Apple Loans Qld and KBF, Gilbert is dedicated to simplifying the home buying journey. He takes immense pride in delivering exceptional service, ensuring clients secure the best loan tailored to their needs and guiding them to plan for future financial decisions. Beyond mortgages, he enjoys coaching soccer, traveling, and relishes his partner's exceptional cooking.
Asmir Suljic
Mortgage Broker
asmir@kellybrothersfinance.com.au
Asmir is an enthusiastic and energetic individual who has spent the last 10 years in various positions in the finance industry. He has developed a true passion for making his clients dreams come true through excellent service and always being available. Asmir thinks anything is possible and does not take NO for an answer. So rest assure, Asmir has got you covered.
Scott Albertson
Business Development Manager
scott@kellybrothersfinance.com.au
Scott is a Business Development Manager for KBF and was the previous principal of Apple Loans (Qld) since its formation back in 2006. Scott has been in the banking and finance industry for over 40 years in a range of roles that has given him experience and knowledge across a variety of lending types. This experience allows him to provide clients with the very best service for even the most complicated finance proposals. Out of the office Scott is a passionate supporter of the Sydney Swans and the Wallabies. He is a keen squash player and likes a round of golf and enjoys a glass or two of red wine.
John McDonnell
Associate
john@kellybrothersfinance.com.au
John is an accomplished problem solver that’s been in the finance industry since 2019. John prides himself on his ability to find solutions and a warm customer experience. John is an associate that strives to create a smooth and stress-free experience for his customers, providing clear and concise information throughout the loan process. Always ready to go above and beyond to achieve the best outcomes possible.
Lindsay Watson
Associate
lindsay@kellybrothersfinance.com.au
Lindsay is dedicated to providing the best customer experience, having over 25 years’ experience in customer service roles. Lindsay has lead teams in retail, Optics & property delivery outstanding results, she is all about delivering the best customer journey. Lindsay has been in the finance industry since 2022 as a Broker Support Associate, and when she isn’t looking after our clients, Lindsay is a sports enthusiast and loves the Great outdoors.
Myza Andres
Myza is a dedicated Broker Support Executive with 2 years of experience in loan organisation and support, and 2 years of experience in bookkeeping & accounting. She is an organised and detail-oriented person with a comprehensive understanding of mortgage procedures. She is proficient in administrative tasks, client communication and providing support to mortgage brokers. Apart from being a BSE, she loves to go cafe hopping during weekends and enjoys random jam sessions with her friends
We negotiate with over 60 leading lenders for you, including the big four banks.
What is a refinancing calculator, and how does it work?
A refinancing calculator is an online tool that helps you estimate potential savings when refinancing your home loan. It considers factors like your current loan balance, interest rate, loan term, and new interest rate to show potential reductions in repayments or total interest paid.
At Kelly Brothers Finance, we help homeowners in North Brisbane, QLD, understand their refinancing options to secure better loan terms and save money.
Why should I use a refinancing calculator?
Using a refinancing calculator helps you assess whether refinancing your home loan is financially beneficial before committing. It provides a quick comparison of potential savings on interest and monthly repayments.
At Kelly Brothers Finance, we specialise in helping North Brisbane homeowners explore refinancing options that align with their financial goals, ensuring they get the best possible deal.
How accurate is a refinancing calculator?
A refinancing calculator provides estimates based on the details you input, but actual savings depend on lender terms, fees, and eligibility.
While it’s a useful first step, consulting an experienced mortgage broker like Kelly Brothers Finance ensures you get accurate advice tailored to your North Brisbane property and financial situation.
Can a refinancing calculator help me decide if now is the right time to refinance?
Yes! A refinancing calculator helps you compare potential savings and determine if refinancing is worth it based on current interest rates.
However, factors like loan fees and your financial goals also play a role. At Kelly Brothers Finance, we provide expert guidance to help North Brisbane homeowners make informed refinancing decisions.
