Meet our team of expert mortgage brokers helping St Lucia locals.

Our friendly local team are experts at making home loans easier, that's why St Lucia clients give us lots of 5-star reviews, from your initial consultations, pre-approval to tailored rate negotiations and more, we're known for going the extra mile for our clients through the entire process. 

Here's how we help:

1. Mortgage Solution Assessments

A local mortgage broker like Kelly Brothers Finance can be a invaluable resource when you're navigating the local St Lucia property market, loan requirements and therefor suitable loan options. Whether you're a first-time homebuyer or it's your fifth investment property, we can help you determine the right loan and lender for your needs. 

This includes our expert team analysing your current assets, solo or combined income, current expenses, your credit history, and overall financial readiness for loan approval. At this early stage we can also provide unofficial advice to get you on the right track for your home loan. Just get in touch with is on (07) 3847 9450.

2. The Home Loan Pre-Approval Process 

Our local St Lucia Mortgage Agents can help during every step of the loan pre-approval process, translating the fine print and more complex details into easy to understand terms. We also work with 60+ lenders to give you a much clearer idea of your budget, and importantly, how it will fit into your current lifestyle. 

This is where an experienced team like Kelly Brothers Finance can really help, as we're non-affiliated loan experts, meaning we work for you to find the most suitable loan, not the banks. It's this simple reason as to why the mortgage broking industry has grown rapidly over the last decade, with more than 70% of Australian's now using mortgage brokerages for their home loans, commercials loans, personal loans and other financial services.

3. St Lucia Housing Market Knowledge 

One of the benefits of using local mortgage brokers like Kelly Brothers Finance, is understanding the St Lucia real estate market. If you like, we can provide real insights into property trends & values, the local neighbourhood including ammenities like local St Lucia school catchments, transport options to Brisbane CBD and around town, local shops, and your investment potential - all helping you to make a more informed decision when buying your new home or investment property.

4. Home Loan Comparison Shopping 

Comparing loans, terms and rates from multiple lenders is the core of what we do for our clients, and why we’ve loads of 5-star Google reviews! We can help you find the most competitive interest rates available, and the most favourable terms for your borrowing power. Simply get in touch with us today on (07) 3847 9450 if you’ve any questions.

5. Paperwork and Application Help 

Mortgage advisors like us are the experts at helping with the prep and submission of your home loan application, and that's what makes our range of services remarkably valuable. We'll help you gather the necessary documents and ensure that the application is completed accurately and promptly, reducing the time and stress that it takes to finance your home.

6. We Simplify The Home Loan Process 

There's no way around it, buying any home involves complex paperwork and processes - that can quite overwhelming for most people. By using a  local Mortgage broker like Kelly Brothers Finance, we can simplify the process by guiding you through each-step while answering any questions you may have. From pre-approval, finding the most competitive market rates, accessing your current lender, performing the best mortgage comparisons around, our award-winning mortgage brokers can help!

7. Ongoing Mortgage Support 

When you use a local St Lucia mortgage broker like Kelly Brothers Finance, your relationship doesn’t end after mortgage approval. Our local team provides continued check-ins, annual reviews, updates and support well after your loan goes unconditional. It's just about your current goals, it's about your future goals too and that's where an experienced broker can help you understand your borrowing capacity in the years to come, and help you find the right financial solutions with a more personalised service than banks can provide.

Just get in touch with us on 📞 (07) 3847 9450 if you are looking for a Mortgage Broker in St Lucia!

First Home Buyers St Lucia

Finding the perfect first home is usually daunting, and that's before you walk into a single bank for pre-approval or start a home loan application. That's why we think you’ll love our simple, expert advice and friendly local team. We make the entire home loan application process hassle-free for first home buyers, from pre-approval to ongoing support, helping with paperwork, guidance on insurances, stamp duty and more - just call us on (07) 3847 9450 if you’re a St Lucia first home buyer.

Changing Homes in St Lucia

If you're upsizing, downsizing or simply changing your St Lucia homes, and need financing, our local St Lucia team have helped others transition seamlessly to their next homes - all without having to deal with the major banks or others in the lending industry who can complicate an often stressful change over. If you know the lending process, we can simply work on negotiating the best rates, just get in touch with us.

St Lucia Property Investors

In the St Lucia property market, not all properties or land for sale are great investments. If you’re an investor building an investment portfolio, having the right mortgage consultants (local people) who know the investment property market and property trends in our current market, can make all the difference. 

The Kelly Brothers Finance Team of brokers are local investors and independent home loan brokers ourselves, and that's why our St Lucia mortgage agents can help you financing the right investment property for your needs - choosing from hundreds of mortgage products from over 60 lenders. Not all property loans are created equal, so simply get in touch with us today on (07) 3847 9450 if you’ve any questions.

St Lucia Home Refinancing

Are you looking to start long-awaited renovations and need refinancing? Has your financial goals or circumstances changed? Lots of people refinance for different reasons, and our expert mortgage brokers St Lucia can provide simple advice, while working with over 60 lenders to get some of the best refinancing rates around. 

You can also use our free online home loan calculators so you can see what any extra payments and refinancing might look like. But for the most seamless mortgage experience, simply get in touch with us today on (07) 3847 9450 or read the reviews from real clients who have refinanced with us before.

St Lucia Construction Loans

Even with the best project managers and plans, building a new home, detached house, or starting a construction project, like a renovation, granny flat or even an apartment block, can present many unknown challenges. 

Development projects are where working with the Best Mortgage Broker St Lucia really count, with our combined experience and simple loan process for domestic and commercial property - plus business loans, our experienced mortgage brokers can help you remove the financial unknowns and help you find the right construction finance solution and loan structure to move up the property ladder.

Simply get in touch with us today on 📞 (07) 3847 9450 if you’ve any questions or looking for the best Mortgage Brokers St Lucia!

Here are 7 compelling reasons why St Lucia (4067), QLD is an outstanding suburb to buy a home or investment property:

1. Proximity to the University of Queensland (UQ)

St Lucia is home to the University of Queensland, one of Australia's leading universities. This makes the suburb a hotspot for student accommodation, academic professionals, and international renters, offering investors strong and consistent rental demand, especially for properties close to campus.

2. Premium Riverside Location

Located just 6km southwest of Brisbane CBD, St Lucia is nestled along a scenic bend of the Brisbane River. The suburb’s riverfront properties, tree-lined streets, and green landscapes make it highly desirable among homeowners and investors seeking prestige and lifestyle.

3. Consistently High Rental Demand

Thanks to its student population, professional demographic, and proximity to major infrastructure, St Lucia maintains low vacancy rates and reliable rental returns. Units and townhouses, in particular, attract a steady flow of tenants, including university staff, students, and healthcare workers.

4. Excellent Public Transport and Connectivity

St Lucia is well-serviced by buses, CityCat ferries, and bike paths, offering easy access to the CBD, Toowong, and other key areas. Its connectivity makes it ideal for commuters, students, and those without a car — which broadens the appeal of rental properties.

5. Top-Rated Education and Schools

Beyond UQ, St Lucia is near some of Brisbane’s best-performing schools, including Ironside State School, Brisbane Boys College, and St Peter’s Lutheran College. This makes it a sought-after suburb for families prioritising education, adding long-term value and buyer appeal.

6. Wide Variety of Property Options

From historic Queenslanders and executive homes to student apartments and modern townhouses, St Lucia caters to a broad demographic. This diversity creates flexible entry points for both investors and owner-occupiers, whether looking for premium property or high-yielding units.

7. Safe, Leafy, and Lifestyle-Focused

St Lucia offers a peaceful, community-centric vibe with parks, cafes, and riverside recreation areas such as Guyatt Park and the St Lucia Golf Links. It blends suburban serenity with inner-city convenience, making it ideal for families, professionals, retirees, and investors alike.

Simply get in touch with us today on 📞 (07) 3847 9450 if you’ve any questions or looking for the best Mortgage Brokers St Lucia!

While we would hope you contact KBF first, if you are looking around to find a list of brokers, these are the top-rated mortgage brokers near St Lucia, QLD, or servicing the St Lucia Area. 

Kelly Brothers Finance

Kelly Brothers Finance servicing St Lucia is a new, but much loved mortgage brokerage founded by two brothers, Steve and Tom, who take immense pride in being local  mortgage brokers that can surpass your expectations. Our job is to find you the right loan for your needs from 60+ lenders - and ensure that you continue to have the right loan as your goals and lifestyle evolve. Importantly, we make everything easy and are quickly becoming the best mortgage brokers in St Lucia 4067.

Mortgage Evolution

Mortgage Evolution is recognised for providing personalised mortgage solutions, assisting clients with various loan options and dedicated support.

First Chartered Capital

First Chartered Capital offers comprehensive mortgage services, focusing on finding the best loan options tailored to client needs.

Mortgage Choice – Dan Cooke

Dan Cooke has achieved a 5.0-star rating from 132 reviews. He specialises in assisting first home buyers, investment loans, and refinancing, with clients appreciating his clear communication and dedication.

Mortgage Choice – Sam Coulam

Sam Coulam has a 4.9-star rating from 172 reviews. He offers services in home loans, investment loans, and refinancing, emphasising integrity and client-focused solutions. 

Or for unbiased advice, just contact our expert KBF finance brokers today on 📞 (07) 3847 9450, we compare 60+ online lenders and offline lenders for you, and help you get your pre-approval, home or investment loan underway - making sure you've a seamless experience at all times.